01
Myanmar Gold Weight & Purity Appraisal
Instant bi-directional conversion between Kyat/Pe/Yway and metric grams with live 16-Pe, 15-Pe, 14-Pe market rate calculation.
Instant
gold valuation
LIVE NOW
Lifekernel Loan
The modern pawn and collateral management system built for gold shops and loan operators.
Lifekernel Loan (Pawn Core OS) simplifies collateral lending from appraisal to redemption: traditional Myanmar gold weight calculations (ကျပ် / ပဲ / ရွေး), real-time purity valuations, safe locker storage matrix, and automated interest tracking.
Designed for speed, accuracy, and operational security. Manage pawn tickets, daily cash drawers, banknote denomination counting, and overdue collateral liquidation seamlessly.
/ FEATURES
Everything the floor needs. Nothing it doesn’t.
Built and shipping today — each capability is in production with real stores.
02
5-Step New Pawn Wizard
Streamlined intake for customer identification, multi-item collateral specs, interest tiering, safe locker assignment, and thermal ticket printing.
Fast
ticket issuance
03
Vault & Safe Locker Matrix
Visual interactive grid of Vault A/B/C safe lockers tracking occupancy, item descriptions, and secure physical location.
100%
locker tracking
04
Daily Cash Drawer & Day-End Closing
Track counter disbursements, interest collections, banknote denomination counts (10,000 / 5,000 / 1,000 / 500 Ks), and discrepancy signoffs.
Accurate
cash closing
05
Overdue & Collateral Forfeiture Engine
Automatic tracking of tickets past grace period with single-click forfeiture and POS liquidation auction transfer.
Zero-loss
risk control
06
Customer Directory & Risk Screening
Customer profiles with NRC verification, active borrowing history, blacklist protection, and guarantor details.
Verified
customer audit
/ MODULES
One system, six working parts.
M1
Pawn Tickets
Fast ticket creation, interest renewals, partial principal repayments, and redemptions.
M2
Appraisal & Rates
Daily Academy gold rates, purity multipliers, LTV safeguards, and jewelry valuation.
M3
Safe Vault Matrix
Visual locker occupancy grid, location transfers, and collateral inventory.
M4
Cash & Day Closing
Cash drawer register, Kyat banknote counter, discrepancy logs, and day locks.
M5
Forfeited Collateral
Past-due grace tracking, bulk forfeiture, auction listings, and POS liquidation.
M6
Customer Records
NRC verification, borrowing ledgers, risk scoring, and blacklist warnings.
/ HOW IT WORKS
How it works.
- 01
Appraise customer gold items using Myanmar traditional weight units (ကျပ် / ပဲ / ရွေး) and today’s live purity rate.
- 02
Select loan duration, interest tier, and assign an available safe locker box in the visual matrix.
- 03
Print thermal pawn tickets (80mm or A5) with QR codes and disburse principal from the cash drawer.
- 04
Record monthly interest collections, renew terms, or release collateral instantly upon full redemption.
/ USE CASES
Who it is for.
- Pawnshops and collateral lending operators
- Gold and jewelry shops offering pawn services
- Licensed micro-loan and credit providers
- High-value asset lending businesses
Start selling with Lifekernel Loan today.
Choose a plan and pay with Stripe or a local wallet — your credentials arrive by email once payment is confirmed.